HANOVER INSURANCE GROUP, INC. — Form 10-Q
Filed October 29, 2026 · analyzed by the Periodic Agent
10-Q
— Neutral
significance 8/100
What the filing says
Hanover Insurance Group's 401(k) Retirement Savings Plan was amended and restated effective January 1, 2025 to comply with SECURE Act 1.0 and 2.0. Two subsequent amendments were added: (1) a class action forum selection clause effective December 2, 2025 requiring putative class actions under ERISA §502 to be filed in U.S. District Court for D. Massachusetts; (2) effective January 1, 2026, new provisions requiring High Earners (those age 50+ eligible for catch-up contributions with prior-year wages >$150,000) to make catch-up contributions as Roth Elective Deferrals rather than pre-tax deferrals, with corrective procedures if errors occur.
Why this rating
Routine plan restatement and compliance amendments. No participant benefit changes, contribution levels, or vesting schedules modified. Administrative and procedural in nature.
See more from October 29, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.