WAFD INC — Form 8-K
Filed July 28, 2026 · analyzed by the 8-K Agent
8-K
— Neutral
significance 42/100
What the filing says
WAFD Inc reports Q3 2026 net income of $66.1M ($0.84 EPS) with strong credit quality (NPAs 0.49% of assets, ACL $215M covering 168% of NPLs). The bank executed its 'Build 2030' strategy: net loans grew $51M to $20.0B; active loan originations reached $1.5B in Q3; deposit shift to transaction accounts (61% vs 56% prior year) accelerated; 4.7M shares repurchased YTD at $30.99; tangible book value $30.82/share. NIM held flat at 2.81% Q-o-Q despite rate environment.
Why this rating
Solid core performance within expectations—routine quarterly disclosures, modest loan growth, controlled expenses. Capital return ($206M buyback YTD) meaningful but proportionate. No material acquisitions, strategic pivots, or risks disclosed.
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