HAWTHORN BANCSHARES, INC. — Form 8-K
Filed July 29, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 48/100
What the filing says
Hawthorn Bancshares reported Q2 2026 net income of $7.3M ($1.06 diluted EPS), up 20.1% YoY and 27.6% QoQ. Net interest margin improved to 4.16% from 3.89% YoY. The Board authorized a $10M share repurchase plan (increased from prior limit; $8M remains), repurchased 12,000 shares at $32.68/share in H1 2026, and declared a quarterly dividend of $0.21/share (payable October 1, 2026). Loans declined $37.8M QoQ and deposits fell $30.1M QoQ; credit quality deteriorated slightly with non-performing assets/loans rising to 0.53% from 0.35% YoY.
Why this rating
Strong earnings growth (+20% YoY) and margin expansion are positive; share repurchase and dividend sustainability support confidence. However, deposit outflows ($30M QoQ, $29.8M YoY on 2% basis) and rising NPAs are concerning. For a $125.7M market-cap company, $7.3M quarterly earnings (~2.3% annualized return) is solid but not transformational. Events are ordinary quarterly disclosure.
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