UNIVERSAL INSURANCE HOLDINGS, INC. — Form 8-K
Filed October 22, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 48/100
What the filing says
Universal Insurance Holdings reported Q3 2026 diluted GAAP EPS of $1.80 (adjusted $1.93), up 30.4% YoY, on total revenues of $439.3M (up 9.6% YoY). Direct premiums written grew 2.7% to $608.9M; policies in force rose 7.9% to 953,611. Book value per share increased 32.4% YoY to $23.37. Net combined ratio improved to 91.0% from 96.4%. The company repurchased 174K shares for $7.4M in Q3 and declared a $0.16/share quarterly dividend. Post-quarter, Hurricane Isaias made landfall but claimed activity was less severe than initially expected.
Why this rating
Strong earnings growth (30%+ EPS increase) and improved underwriting metrics are favorable, but growth rate (2.7% premium growth) is modest relative to company size. Event materially above routine disclosure but not trajectory-altering for $711M market-cap insurer.
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