UNIVERSAL INSURANCE HOLDINGS, INC. — Form 8-K
Filed July 23, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 58/100
What the filing says
Universal Insurance Holdings reported Q2 2026 diluted EPS of $2.04 (adjusted $1.84), up 68.6% YoY, driven by net loss ratio improvement of 7.5 points to 64.8%, lower combined ratio of 91.6%, and direct premiums written growth of 4.1% to $621.3M. The company repurchased 122K shares for $4.5M in Q2 and declared a $0.16/share quarterly dividend payable August 7, 2026. Book value per share grew 39.7% YoY to $22.89, and annualized ROCE reached 38.8%.
Why this rating
Strong earnings growth and margin expansion meaningful for $711M company; Florida legislative reforms benefiting fundamentals; moderate leverage of underwriting improvements and policy growth relative to firm size.
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