Dime Commercial Bancshares, Inc. /NY/ — Form 8-K
Filed October 20, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 52/100
What the filing says
Dime Commercial Bancshares reported Q3 2026 diluted EPS of $0.90 (vs. $0.59 year-ago), net income of $39.7M, and record quarterly revenue of $135M driven by 7-basis-point NIM expansion to 3.35% and $121.2M net interest income. The company announced an acquisition of ES Bancshares, Inc. (Empire State Bank, Staten Island), representing expansion of its growth strategy; no deal terms disclosed. Deposits grew $1.08B YoY, business loans rose $929.1M YoY, and the company maintained a conservative 83% loan-to-deposit ratio with $2.2B cash.
Why this rating
Strong organic earnings growth and deposit gains are solid but routine for a ~$15B bank. ES Bancshares deal is strategically logical but lacks disclosed size/terms, limiting assessment of materiality relative to $1.1B market cap. Moderate development.
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