MGP INGREDIENTS INC — Form 8-K

On August 6, 2026, MGP Ingredients amended its Amended and Restated Credit Agreement (with Wells Fargo and other lenders) and its Note Purchase and Private Shelf Agreement (with Prudential and affiliates). The key change: both agreements now permit MGP to add back up to $20 million in aggregate losses on uncollected receivables from two identified customers through December 31, 2027, adjusting the Consolidated EBITDA calculation. This eases covenant compliance calculations. Counterparties include Wells Fargo (administrative agent), Bank of America, Truist, CoBank, and farm credit entities on the credit side; Prudential Legacy Insurance, Prudential Life Insurance, and Lincoln National Life on the note side. No dollar amounts of debt or new financing were disclosed in the amendments themselves.