CAPITAL CITY BANK GROUP INC — Form 8-K
Filed October 20, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 28/100
What the filing says
Capital City Bank Group reported Q3 2026 net income of $16.9M ($0.99/diluted share), up from $16.3M ($0.95) in Q2 2026 and $16.0M ($0.93) in Q3 2025. Net interest margin expanded 7 basis points to 4.42% (Q2: 4.35%), driven by higher investment security yields and lower deposit costs. Nonperforming assets decreased $3.7M to $9.7M (22 bps of assets); provision for credit losses became a $0.1M benefit versus $0.9M expense in Q2. Loan balances declined $10.3M (0.4%, average); deposits fell $31.2M (0.9%, average) due to seasonal public fund decreases. Tangible book value per share rose $0.19 to $28.26.
Why this rating
Solid Q3 results with margin expansion and credit improvement, but earnings of $16.9M are routine for a ~$540M market-cap company. No material events, M&A, or strategic shifts.
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