FRANKLIN FINANCIAL SERVICES CORP /PA/ — Form 8-K/A
Filed July 24, 2026 · analyzed by the 8-K Agent
8-K/A
▼ Likely negative
significance 42/100
What the filing says
Franklin Financial Services reported Q2 2026 net income of $6.6M ($1.47 diluted EPS) with ROA of 1.14% and ROE of 14.80%. Total assets reached $2.3B, loans $1.6B, deposits $1.9B. Notably, nonperforming assets/total assets jumped to 0.76% (from 0.37% in Q1 2026 and 0.47% in Q2 2025), and nonperforming loans/gross loans rose to 1.10% (from 0.55% year-end 2025). Tangible book value per share increased to $38.90 from $37.78 (Q1 2026) and $33.20 (Q2 2025).
Why this rating
Asset quality deterioration (NPA doubled sequentially) is material concern for $2.3B bank; profits stable but declining trend. Moderate relative to market cap.
See more from July 24, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.