S&T BANCORP INC — Form 8-K
Filed October 22, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 42/100
What the filing says
S&T Bancorp reported Q3 2026 net income of $38.6M (vs. $35.0M in Q3 2025) and diluted EPS of $1.09 (a record, up $0.18 or 19.8% from Q3 2025's $0.91). The company repurchased 3.17M shares (8.3% of outstanding shares) at an average price of $42.09/share for $133.4M since Q4 2025. Net interest margin expanded 7 basis points to 4.06% (FTE); ROA improved to 1.55%; return on tangible equity to 14.81%. Asset quality remained solid with nonperforming assets declining to $36.5M (0.45% of loans). Total assets held flat at $9.9B; deposits down modestly $22.2M to $8.06B.
Why this rating
Strong EPS growth driven by share buybacks and NIM expansion. Relative to $1.4B market cap, $38.6M quarterly net income is material (~11% of market value annualized). However, core balance-sheet remains flat; buyback pace ($133.4M) is ~10% of market cap but noncore to ongoing operations. Solid but ordinary results for regional bank.
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