FIRST FINANCIAL CORP /IN/ — Form 8-K
Filed October 27, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 68/100
What the filing says
First Financial reported Q3 2026 net income of $27.4M ($2.31/share), up 32% YoY; YTD income of $70.0M ($5.89/share) vs. $57.8M YoY. On August 26, 2026, signed merger agreement with First Illinois Corporation (Decatur, Illinois): FFC will acquire First Illinois via 70% stock/30% cash exchange, with 0.5727 FFC shares or $44.35 cash per First Illinois share; closing expected Q1 2027. Prior acquisition: CedarStone Financial closed March 1, 2026 ($292M loans, $313M deposits). YTD net interest margin 4.36%, ROA 1.54%, efficiency ratio 56.81%.
Why this rating
Merger adds scale (size TBD); strong operating performance with earnings +21% YTD. Material relative to $584M market cap but merger details incomplete.
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