ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ — Form 8-K
Filed July 20, 2026 · analyzed by the 8-K Agent
8-K
▲ Likely positive
significance 42/100
What the filing says
Zions reported Q2 2026 net earnings of $452M ($3.05 diluted EPS), up 86% YoY, driven by $215M Visa share sale gain and $37M SBIC unrealized gains. Core performance: net interest income $677M (+4% YoY), net interest margin stable at 3.27%, loans $62.5B (+3% YoY), deposits $76.6B (+4% YoY), nonperforming assets 0.48%, net charge-offs 0.06% annualized. Capital: CET1 ratio 11.8% (+80 bps YoY), tangible book value $44.74/share (+22% YoY).
Why this rating
Solid Q2 execution with investment gains inflating headline results; core operating metrics modest but stable. $452M quarter represents ~2.4% of $7.5B market cap; gains are nonrecurring. Loan/deposit growth 3-4% is routine. Strength in capital, margins, and credit quality is maintenance-level—no strategic inflection. Relative to company size, ordinary quarterly earnings.
See more from July 20, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.