UNIVERSAL ELECTRONICS INC — Form 8-K

Universal Electronics Inc. executed a Third Amended and Restated Credit Agreement dated August 21, 2026, with U.S. Bank National Association as administrative agent and sole arranger. The facility maintains a $60M aggregate revolving commitment with a borrowing base of 75% of net eligible accounts, capped at $4.5M for letters of credit. The facility terminates September 30, 2027. Key terms include SOFR-based pricing (3.00% margin) and base rate borrowings (0% margin), with a 0.25% annual commitment fee. The agreement includes financial covenants (Consolidated Fixed Charge Coverage Ratio ≥1.50x, Consolidated Cash Flow Leverage Ratio ≤2.25x) and standard representations, warranties, and operational covenants.