BANK OF AMERICA CORP /DE/ — Form 8-K
Filed October 14, 2026 · analyzed by the 8-K Agent
8-K
— Neutral
significance 28/100
What the filing says
Bank of America reported Q3 2026 net income of $6.9B (diluted EPS $0.91), down from $8.3B in Q3 2025. Excluding a $1.2B regulatory settlement charge from OCC/FinCEN consent orders on AML/sanctions compliance, adjusted net income was $8.1B (adjusted EPS $1.08). Key operational metrics: revenue up 3% YoY to $30.0B; net interest income up 8% to $16.4B; total loans grew 7% YoY to $1.251T; total deposits grew 2% YoY to $2.039T. CET1 ratio declined to 10.9% from 11.2% in Q2 2026. Returned $8.3B to shareholders ($2.2B dividends, $6.0B buybacks).
Why this rating
Regulatory penalty material but non-recurring; operations solid with loan/deposit growth and NII expansion offset by investment banking softness; capital ratios adequate but declining.
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