CULLEN/FROST BANKERS, INC. — Form 8-K
Filed July 30, 2026 · analyzed by the 8-K Agent
8-K
— Neutral
significance 48/100
What the filing says
Q2 2026 net income available to common shareholders was $170.4M vs. $155.3M in Q2 2025 (+9.7%); diluted EPS was $2.70 vs. $2.39 (+13%). Average loans grew $1.6B (+7.4% YoY) to $22.6B; average deposits grew $859.6M (+2.1% YoY) to $42.6B. However, non-accrual loans surged to $112.7M (0.49% of total loans) from $62.4M a year prior (+81%), and credit loss expense was $9.8M vs. $13.1M in Q2 2025. Company repurchased 654,955 shares at $90M; board declared Q3 dividend of $1.03/share and preferred dividend of $11.125/share.
Why this rating
Solid earnings growth and loan/deposit expansion are moderately positive, but 81% jump in non-accrual loans and elevated credit stress relative to $8.2B market cap raise concerns. Event is material to quarterly performance but not trajectory-changing.
See more from July 30, 2026.
EDGAR·FLOW summarizes public SEC EDGAR filings with automated analysis. Materiality scores and stock-impact predictions are algorithmically generated and are not investment advice. Always verify against the source filing on SEC.gov.